Pay attention to insulation.

Adequate home insulation is something most home buyers take for granted. In the case of wall insulation, it's a decision that can't be easily corrected. Once insulation has been installed on exterior walls, you can't go back to correct your error without extensive reconstruction. As a result, it's worth your time to consider your needs and requirements during the construction of your home.

The Celotex Corporation, a national manufacturer of residential building products, offers the following tips for assessing and meeting your home insulation needs:

1. State Energy Codes

Ask if there is a state energy code and, if so, whether the home complies with the code. State codes cover areas such as:

· Exterior structure (the "building envelope")

· Water heating

· Heating and air conditioning

2. R-values

Identify "System it-Values" (U-value) suggested for your home and its particular location. "R" refers to resistance to heat flow.

The higher the R-value, the greater the insulating power. There will be different R-values suggested for walls, ceilings, basement walls, and other areas of your home; and codes will refer to U-value, or the system R-value of these areas. Choose high R-value products!

3. FTC Fact Sheet

Ask builders and retailers for the Federal Trade Commission (FTC)

The critical areas to insulate in your home are exterior walls, ceilings, attics and basement walls.

Fact Sheet that lists the manufacturer and type of insulation, with a table of thickness and R-values. This Fact Sheet must be provided to you upon request, at no charge.

4. Temperature And Solvent Reactions

Ask whether your insulation will be affected by high temperatures or construction materials. Thermoplastic materials such as extruded polystyrene soften at 165°F and melt between 180° and 200°F. These are close to wall and roof temperatures found in certain parts of the United States. Materials that melt will lose R- value and structural integrity. In addition, polystyrene insulation reacts poorly to petroleum-based solvents such as those found in adhesives, paints and insecticides; thereby losing R- value.

5. Warranties

Look for R-value assurance. You will find that some manufacturers warranty their R-values for up to 15 years.

6. Independent Endorsements

Check for independent third-party endorsements. Two standards to look for include The Good Housekeeping Seal and the National Association of Home Builders (NAHB) Research Center Thermal Certification.

For more information, please contact The Celotex Corporation, Marketing Communications Department, P.O. Box 31602, Tampa, FL 33631.